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Horses can often be considered a family member, and as a family member you take on the responsibility of care for them because they hold a special place in your heart. 


Equine Insurance  helps protect yourself against the possibility of losing your horse to any number of causes.  The unforeseen medical expenses that can come from treating a horse can rival that of treating a human-being.   An equine insurance policy can assist by 


If you've recently purchased a horse it is  suggested to carry additional coverages such as:

  • Full Mortality and Theft – to insure your animals against death as a result of injury, illness, disease, humane destruction, transportation, or theft.
  • Major Medical Coverage– to provide reimbursement for the cost of medical and surgical bills caused by accident, sickness, or disease.
  • Loss of Use – for compensation in the event your horse becomes totally and permanently unable to perform the duty for which it was insured.
  • Stallion infertility – for coverage in the event your stallion becomes permanently incapable of producing offspring due to an accident, illness, or disease.

Other options for coverage may include listing your horses under the Scheduled Farm Personal Property section of your Farmowners Insurance policy.  


Clark Carroll Insurance Agency provides Farm Owner's Insurance solutions around the area of Mt. Carroll, Lanark, Shannon, Milledgeville, Chadwick, Lake Carroll, Savanna, Thomson, Pearl City, and many more areas in Northwest Illinois.

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